v. February 3, 2012
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Stimulus Package / possible solutions |
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Stimulus Package Solutions
Innovation, capital allocation, investment in future technologies, education, labour for all, institutional progress, banking
| This text had been created late 2008 during the financial crisis. But this text is of general permanent interest. As far as details in this text might still refer to the crisis 2007...2011, this will be removed soon.
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(This text should be reviewed by an English speaking person, to improve its linguistic level. Volunteers? Please send a mail to ok @ infos7.com.)
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Usual economic stimulus packages can not settle the problemsv |
Basic reasons of the Economic World Crisis 2009 ... 2011++
Relative market saturation in industrialized countries.
Significant parts of the world are unable to win the battle against poverty: Political instability and/or lack of school education and/or lack of institutional infrastructure.
Significant capital generation by raw materials, especially petrol, since approx. 1975, in countries without productive investment opportunities..
Permissive regulations for financial markets, casino style, neutralizing this capital flow by absorbing it: Mostly transformation into consumption-type pseudo- investment and into long-term losses, e.g. by investing it into subprime loans for housing in the US.
Huge annual spending deficit in the US, not any more to absorb by this permanent transformation.
The growing US spending deficit is due to a unique historical situation: The US fulfills worldwide mostly respected empire functions without being financed by empire partners for these functions, and without wanting colonies. - Reminder: The Russian empire function had collapsed in 1990 after having subsidized for decades in a similar manner the empire function. (Russias financial exchange balance with its "colonies" had turned into deficit since approximately 1965).
Europe: High unemployment rates of persons excluded permanently from labour, due to "welfare state" politics during 4 decades. Due to this, there is significant accumulation of public debt, since 2009 close to the risk of bankruptcy for same European nations.
This list shows: The economic crisis 2008...2011++ is not just some further temporary recession. It is the point where the economic system of many nations and of the world will have to change significantly. Remedies like rapid superficial stimulus packages can only hide for a small additional time the need for basic changes.
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Solutions and suggestions |
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The following specification is sufficient to enable some understanding of the required steps.
It is intentionally left without sufficient details for application.
If more information is wanted, a payment suggestion should be send to: ok @ vox7.com
List of recommended economic stimulus politics.
In wealthy countries,
market saturation is the underlying problem. This historical crisis type typically ends by significant technological advances, creating new needs and new markets. This move requires to stop subsidy distribution by bureaucrates and by their usual "amigo" distribution concept. Totally different subsidy distribution concepts are required, to make sure that innovators get the money, instead of "amigos". - More information on request: ok @ vox7.com
In many wealthy countries,
welfare politics have generated a significant percentage of persons excluded permanently from the access to labour. This can only end within months by some kind of a national contract between government and entrepreneurs. This is the "Vox Concept" - more information on request: ok @ vox7.com
The financial system should not be protected but should shrink. Traditional industries like car manufacturers should get aid to shrink, not taxpayers' aid to maintain their current production volume.
Countries with insufficient living standard level:
Wealth is normally the result of a combination of the following: Political stability with some kind of citizen participation, a coherent legal system, experienced and controlled institutions, good educational level of the masses, at least 10 % with higher professional education, high freedom level, health service and a retirement scheme for the masses. In all countries below the world average wealth level, at least several of these condition are not fulfilled. In very poor countries, mostly all of these conditions are not fulfilled. The best economic stimulus package for less wealthy countries is fast progress towards a modern institutional level. This is typically not a financial problem. - More information on request: ok @ vox7.com
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» Suggestions for rectifications to: ok @ mrmio.com » Consult / trariff? Please communicate the subject for a suggestion to: ok @ mrmio.com (Typical per hour rates: Like those for lawyers.)
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further useful information / similar topics
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invest + finance / joke ('E) |
investment joke.
money invest joke.
financial markets joke.
financing joke.
banks joke.
banking joke.
stock exchange joke.
investment firm joke.
broker joke.
saving account joke.
deposit account joke.
shares joke.
bonds joke.
funds joke.
life insurance joke.
retirement scheme joke.
real estate joke.
gold joke.
numbered bank account joke.
bank secrecy joke.
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Truth? Changes every 7 days. Come back! An investment in knowledge pays the best interest.“ Benjamin Franklin (1706 – 1790)
„Money can’t buy you friends, but it can get you a better class of enemy.' (Spike Milligan 1918-2002)
"Clairvoyance is frowned upon in modern civilisation. We have business plans. " (Pedro Rosso)
"Keep the gold and keep the silver. Give us wisdom." (Arabic proverb)
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The_Best or_Nothing. V V V V V V
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The_Best or_Nothing. V V V V V V
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AAAZZZ.COM KNOWLEDGE FACTORY |
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further useful information / similar topics
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invest + finance / fraud ('E) |
investment fraud.
money invest fraud.
financial markets fraud.
financing fraud.
banks fraud.
banking fraud.
stock exchange fraud.
investment firm fraud.
broker fraud.
saving account fraud.
deposit account fraud.
shares fraud.
bonds fraud.
funds fraud.
life insurance fraud.
retirement scheme fraud.
real estate fraud.
gold fraud.
numbered bank account fraud.
bank secrecy fraud.
investment legal state.
money invest legal state.
financial markets legal state.
financing legal state.
banks legal state.
banking legal state.
stock exchange legal state.
investment firm legal state.
broker legal state.
saving account legal state.
deposit account legal state.
shares legal state.
bonds legal state.
funds legal state.
life insurance legal state.
retirement scheme legal state.
real estate legal state.
gold legal state.
numbered bank account legal state.
bank secrecy legal state.
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loss claim for compensation / regulation ('EEYE ) |
loss claim / period ('EEYE )
loss compensation for investor without excessive delay regulation.
once the validity of his claim has been established regulation.
reasonable period for the presentation of claims regulation.
period for a compensation claim has expired regulation.
loss claim - expiration may not be invoked regulation.
for good reason unable to present claim within the time allowed; regulation.
compensation claims / conditions ('EEYE )
amount of an investor's claim regulation.
claim - legal and contractual conditions regulation.
claim - amount, set off and counterclaims. regulation.
claim - assessment, money or value regulation.
amount determined by reference to the market value regulation.
Claims arising out of transactions regulation.
transactions with a criminal conviction for money laundering regulation.
prevention of the use of the financial system for money laundering regulation.
money laundering - excluded from compensation regulation.
money laundering - excluded from investor-compensation schemes. regulation.
formalities / compensation ('EEYE )
withdrawal of an investment firm's authorization regulation.
investor is not absolutely entitled regulation.
not absolutely entitled to the sums or securities regulation.
establishment of the eligibility of the claim regulation.
establishment of the amount of the claim regulation.
formalities to obtain compensation regulation.
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VOX7 LIBRA LIMIT - rules for financial markets / ('VBA) |
rules for a bank license ('EBB )
Should true banks be limited to transform savings into loans?
Should banks be split into a true bank and an investment branch?
Should financial speculation be submitted to gaming legislation?
Should banks be obliged never to sell loans?
Should banks be obliged again never to disclose customer data?
Should insurance of loans be prohibited for financial institutions?
size limits for financial institutions ('EBB )
Should the size of financial institutions be limited?
Should the bank size be limited to the total national annual budget of its country?
Should a bank have own funds of at least 10 % of its debt total?
rating agencies ('EACE )
Should all legal reference to evaluation by rating agencies be cancelled?
Should the rating system be done by an automatic software system?
Should rating be based on measurable criteria, not human opinions?
Should the rating criteria be standardized by law?
Should the rating criteria be standardized by international agreements?
Has human opinion rating proven to fail?
Are paid consulting activities by rating agencies for rated customers a crisis reason?
Consult activities by rating agencies, do they violate existing legislation?
Should insider legislation be abolished, due to its definit failure? ('EBB )
Is the stock exchange mainly a poker game, based on the competition of best insider information access?
Would it be true to declare the stock exchange as a poker type game?
Did the prohibition of insider information abuse ever succeed?
Are discovered violations of insider rules less than 5% of such violations?
Gaming and gambling (financial markets) ('EBB )
Should marketing for financial gaming and gambling be prohibited?
Should it be prohibited to suggest gaming and gambling "financial products" to uninformed average citizens?
Should it become a criminal offence that gaming and gambling contracts are named "financial products"?
Should it be prohibited to force customers to pay debt caused by such gaming or gambling?
Commissions ('EBB )
Should sales and consulting and service commissions for "financial products" be limited to the current average interest rate for saving accounts, in case of uninformed average investors?
Should life insurance and pension plans commissions be limited to a low fraction of the first annual payments?
Should clear evidence about fees and commissions be required for all money invest contracts?
Should it be required for financial offerings, at the time of introduction on the market, to give clear evidence of the accumulated fees (commisssions, consultants, experts,...)?
('EBB )
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Public Budget (VOX7 LIBRA LIMIT) / ('VBA) |
rules for a bank license ('EBB )
Should true banks be limited to transform savings into loans?
Should banks be split into a true bank and an investment branch?
Should financial speculation be submitted to gaming legislation?
Should banks be obliged never to sell loans?
Should banks be obliged again never to disclose customer data?
Should insurance of loans be prohibited for financial institutions?
size limits for financial institutions ('EBB )
Should the size of financial institutions be limited?
Should the bank size be limited to the total national annual budget of its country?
Should a bank have own funds of at least 10 % of its debt total?
rating agencies ('EACE )
Should all legal reference to evaluation by rating agencies be cancelled?
Should the rating system be done by an automatic software system?
Should rating be based on measurable criteria, not human opinions?
Should the rating criteria be standardized by law?
Should the rating criteria be standardized by international agreements?
Has human opinion rating proven to fail?
Are paid consulting activities by rating agencies for rated customers a crisis reason?
Consult activities by rating agencies, do they violate existing legislation?
Should insider legislation be abolished, due to its definit failure? ('EBB )
Is the stock exchange mainly a poker game, based on the competition of best insider information access?
Would it be true to declare the stock exchange as a poker type game?
Did the prohibition of insider information abuse ever succeed?
Are discovered violations of insider rules less than 5% of such violations?
Gaming and gambling (financial markets) ('EBB )
Should marketing for financial gaming and gambling be prohibited?
Should it be prohibited to suggest gaming and gambling "financial products" to uninformed average citizens?
Should it become a criminal offence that gaming and gambling contracts are named "financial products"?
Should it be prohibited to force customers to pay debt caused by such gaming or gambling?
Commissions ('EBB )
Should sales and consulting and service commissions for "financial products" be limited to the current average interest rate for saving accounts, in case of uninformed average investors?
Should life insurance and pension plans commissions be limited to a low fraction of the first annual payments?
Should clear evidence about fees and commissions be required for all money invest contracts?
Should it be required for financial offerings, at the time of introduction on the market, to give clear evidence of the accumulated fees (commisssions, consultants, experts,...)?
('EBB )
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How to survive without damage? How to be prepared for the beginning collapse of public finances, pension systems and the health system? Includes information about a new modern economic crisis theory related to the new expressions:
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